National Savings Profit Rates Calculator 22-04-2025 قومی بچت

National Savings New Profit and All Savings scemes Profit Rates 

1. Introduction to National Savings Schemes*

National Savings Schemes (NSS) are government-sponsored savings and investment options designed to encourage individuals to save money and invest in a secure and reliable manner. These schemes are administered by the National Savings Organization (NSO) and offer various financial products with attractive profit rates. NSS aims to promote a savings culture among citizens while providing avenues for long-term wealth creation and financial security.

2. Savings Account

The Savings Account is one of the fundamental NSS options available to individuals for saving money. It offers a straightforward and accessible way to deposit funds and earn returns on the deposited amount. The profit rate for the Savings Account is currently set at 20.50%, making it an attractive option for individuals seeking a safe and reliable place to park their savings while earning competitive returns.

3. Special Savings Certificate

The Special Savings Certificate is a medium-term investment option offered by NSS. It is designed for individuals looking to invest their money for a fixed period while earning attractive returns. The profit rate for the Special Savings Certificate is 15.60%, making it a popular choice among investors seeking a balance between risk and reward. This scheme provides investors with the opportunity to grow their wealth steadily over time.

4. Regular Income Certificate

The Regular Income Certificate is tailored for individuals seeking a steady income stream from their investments. This scheme offers a fixed monthly income to investors, making it an ideal choice for retirees or individuals looking to supplement their earnings. With a profit rate of 14.64%, the Regular Income Certificate provides investors with a reliable source of income while preserving the value of their savings.

5. Bahbood Savings Certificate

The Bahbood Savings Certificate is designed to provide financial security to investors and their families. This scheme offers competitive returns along with the flexibility of investment tenure, making it suitable for long-term financial planning. With a profit rate of 15.36%, the Bahbood Savings Certificate ensures that investors can grow their savings steadily over time while safeguarding their financial future.

6. Pensioners Benefit Account

The Pensioners Benefit Account is specifically designed to cater to the financial needs of retired individuals. This scheme offers a reliable source of income during retirement, ensuring financial stability for pensioners. With a profit rate of 15.36%, the Pensioners Benefit Account provides retirees with a steady stream of income to support their living expenses and maintain their standard of living.

7. Shuhada Family Welfare Account

The Shuhada Family Welfare Account is a tribute to the martyrs of the nation, offering financial support to their families. This scheme provides competitive returns along with the satisfaction of contributing to the welfare of the families of fallen heroes. With a profit rate of 15.36%, the Shuhada Family Welfare Account serves as a means of honoring the sacrifices made by the nation's brave soldiers.

8. Defense Savings Certificate

The Defense Savings Certificate is a patriotic investment option that allows citizens to contribute to the defense of the country. This scheme offers a lower risk investment opportunity with a profit rate of 12.00%. By investing in the Defense Savings Certificate, individuals can support the nation's security efforts while earning attractive returns on their investments.

9. Special Savings Account

The Special Savings Account provides a flexible savings solution for individuals looking for liquidity and convenience in managing their savings. With a profit rate of 15.60%, this scheme offers competitive returns along with the flexibility to deposit and withdraw funds as needed. The Special Savings Account is suitable for individuals seeking a safe and accessible place to park their savings while earning attractive returns.

10. Islamic Savings and Investment Options

For investors seeking Sharia-compliant investment options, NSS offers various Islamic savings and investment schemes. These include the Serwa Islamic Term Account and Serwa Islamic Saving Account, offering competitive profit rates of 18.54%, 15.20%, and 14.76%, respectively. These Islamic schemes provide investors with the opportunity to grow their savings in accordance with Islamic principles while earning attractive returns on their investments.

In conclusion, National Savings Schemes offer a wide range of investment options catering to the diverse financial needs and preferences of investors. With competitive profit rates and government backing, NSS provides individuals with a secure and reliable avenue to grow their savings and achieve their financial goals. By investing in NSS, individuals can secure their financial future and contribute to the development and prosperity of the nation. qaumi bachat profit calculator savings profit calculator national savings calculator